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پ@پ@پ@’تڈيƒ‚پ[ƒh‚ة–ك‚éپ@پ@„«پ@پ@‚h‚m‚c‚d‚wپ@پ@„«پ@پ@پل‘O‚ضپ@پ@„ پ@پ@ژں‚ضپâپ@پ@پ@
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پ@پ¥PerfectMoney Perfec CyncDrymn 08/4/24(–ط) 12:29

پ@„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں„ں
پ@پ،‘è–¼ پF PerfectMoney Perfec
پ@پ،–¼‘O پF CyncDrymn <shefel@inbox.ru>
پ@پ،“ْ•t پF 08/4/24(–ط) 12:29
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Our first acquaintance with this payment system was made on one of the Internet forums as early as 2007. In topic author has mentioned some Swiss payment system, which according to him could replace e-gold. Since that moment Perfect Money was mentioned everywhere throughout the Internet. So, the editorial staff of ECJ decided to investigate what Perfect Money system is, to define whether it is an analogue of Swiss bank in the Internet indeed and how attractive this system is for e-currency and e-banking users?

The editors of ECJ took a keen interest in Perfect Money after our expert was questioned: “What is PerfectMoney (PM) and can I trust this system?” By that moment ECJ expert had already had an account in PM and even kept some funds there. But personal preference is one thing, and objective assessment of the system is another. For this reason we have put the issue on Perfectmoney beyond the section “Question to Expert”.

As it should be, we decided to start our analysis with users’ options and our experts went to forums. The first authoritative forum we met in results of Google search was Talkgold.com. There is an opinion that out-and-out Internet users inhabit here and very often their opinion appears to be the most objective one. Search over the forum has shown that not only we interest in Perfect Money. This system is discussed both in topics on e-gold and in a separate topic on the forum. So, what are the comments? All in all we can say that forum participants treat system rather neutrally than positively or negatively. So, we saw both positive comments:

As for me, I use perfect money and my opinion- it’s alright. I like pm’s security system therefore I decided to keep my free money in pm- as I trust swiss bank quality.(Gmoneygift)

And negative ones:

Payment processor, yes. But bank - you must be joking, right?( VorloN)

Or neutral:

I’ve also noticed the active promotion of pm in the Internet. There is a lot of talk about them…( blackrabbit999)

However, we were pleased with the fact that forum was not flooded with numerous referral links and offers to become referral of Perfect Money user. Against the background of the notorious experience with Green Zap this fact was rather encouraging that made us to put additional score to the rating of this payment system.

Detailed analysis of Google on PerfectMoney query was shown that this system is actively discussed in Internet. Users’ opinions can be approximately characterized as a wish to cooperate with system but in view of poor experience people still hesitate.

Having looked through the forums with the talks similar to the ones on talkgold.com, we decided to go directly to perfectmoney.com. The first impression was pleasant and even positive one. Home page of payment system is penetrated with red color of national Swiss flag. But the main impression is a good quality. In spite of the fact that system has not become a market leader yet, it seems that some people use it long enough. Knowing that we can always see the functional part we decided to clarify some legal questions. Having studied Privacy Policy we drew a conclusion that a team of lawyers had worked hard to create this payment system. We can be sure that users of Perfect Money and its owners have secured themselves against any legal incidents.

Further we move to the main section “Contact us”. While choosing financial partner you should know the one with whom you are going to deal with. We have found out that the company that backs PM is registered in Panama and headquarter of this Swiss payment system is located in Zurich, Switzerland, as it should be. Also website has an “A-type” license permitting operations with finances and precious metals.

The specified address shows that organization headquarters is in World Trade Center. Judging by the name of the building a conclusion suggests itself: ambitions of Perfect Money Finance Corp. become apparent beginning with the scales of the building. Let’s try Google Earth to picture where the center of Perfect Money Universe is located.

World Trade Center, Leutschenbachstrasse 95 8050 Zurich, Switzerland

We have already found the place where to search for the headquarters of Perfect Money. But to know with whom we deal with it is necessary to contact personally with a representative of Perfect Money. First of all, the reporter responsible in Ecommerce Journal for PM-project has sent a fax to the indicated telephone number with a request to give an interview. And approximately in 30 minutes we have got a detailed reply from the PR-manager of Perfect Money in which he politely gave his consent for a private informal talk. However, alleging the tight schedule he has appointed our meeting on May.

So, we decided not to wait till the interview and to talk to the representative of Perfect Money by telephone. Having dialed the number we heard a pleasant voice in the receiver: “Perfect Money is listening. May I help you?” Then we tried to ask the operator about the system, its main characteristics and successes. The girl tried to answer in a polite tone that she was just from the support service and we, as the representatives of press should contact the clipping service of Perfect Money.

After such conversation we almost have no doubts on the location of Perfect Money headquarter. After having established this fact we decided to make a short description of PM functional for Ecommerce Journal.

“The functional of Perfect Money system seems very interesting, especially for those who constantly work with e-finance”, said the representative of official exchange service of Perfect Money. And it is true. Users are provided with multicurrency account system (Gold, Usd, Eur), three-level account protection system (Identity Check, SMS Authentication, CodeCard Protection), ultra-secure API Merchant, adding of 7% annual interest with monthly payments to the funds kept on the account. Many people use system because it allows depositing directly from the accounts in E-gold(2% fee), WebMoney(1,5% fee), and Pecunix(2% fee) systems. We were pleased especially with a fee charged for deposit with e-gold- 2% at market rate 10-15%. Also it is possible to withdraw money to the account of the same systems from the account in Perfectmoney. But the main thing we liked most is an opportunity to transfer money within system free of charge. However in this article we did not want to tell about the possibilities of Perfect Mo

ney, but to investigate the keen interest in this Swiss payment system that becomes more and more popular.

In the upshot the analysis conducted by Ecommerce Journal has shown that popularity of Perfect Money can theoretically be explained that Internet users have already got tired of waiting for a system that could provide a good financial service while remaining secure and liberal towards the customer. However, this interest in PM is also caused by a sad state of E-gold, frequent blocking of accounts by WebMoney, the latest incidents with DDoS attacks on Liberty reserve and Pecunix and impossibility to run business with PayPal due to its chargebacks and paranoiac security policy. But despite such optimism we think that Perfect Money is still a little bit weak to become a leader on the market. May be a part of users see the advantages of PM that differ it from the other payment system they use but the fact of changing the habits frightens people indeed. However we can say with confidence that professional bank service for the work with electronic finance will

be always demanded on the Internet. Will Perfect Money become that leader on the market and Swiss bank that is so waited on the Internet, or not, time will show.

Andrew, reporter of Ecommerce Journal

http://www.ecommerce-journal.com/articles/perfectmoney_perfect_or_not_what_are_the_roots

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